Your VA Homestead - Homestead Heritage Mortgage NMLS # 2597038
VA Rehab Loan
Buy or Renovate with a VA Rehab Loan
A VA rehab loan allows veterans to purchase or refinance a home and include renovation costs in the same mortgage. This program can help veterans turn a property with potential into their ideal home.
VA rehab loans may allow you to finance improvements such as:
- Roof replacement
- HVAC systems
- Flooring and cosmetic updates
- Kitchen and bathroom renovations
- Structural repairs
This means you can buy a home that needs work using a VA home improvement loan without paying for renovations out of pocket.
Flexible Qualification Options
Homes that need repairs and borrowers with unique financial situations are often declined by traditional lenders.
We specialize in helping veterans who may have:
- Lower credit scores
- Homes needing repairs
- Loans that require additional underwriting review
If automated approval systems do not approve the loan, we may be able to pursue VA manual underwriting, giving us the ability to review the full financial picture and help more veterans qualify.
Helping Veterans Build Their Homestead
VA rehab loans can open the door to homes that many buyers would otherwise overlook.
We help veterans by providing:
- Guidance through the VA rehab process
- Competitive VA fixer upper loan options
- Solutions for borrowers who may not receive automated approvals
- Support from application to project completion
Our goal is to help veterans create a home that fits their needs while using the benefits they earned.